How to Apply to HSBC Amanah MPower Platinum Visa Credit Card

In the dynamic world of personal finance, credit cards are indispensable tools, offering convenience, credit building, and benefits. Among them, the HSBC Amanah MPower Platinum Credit Card-i emerges as a standout choice, especially for those seeking a credit card that aligns with Shariah principles and offers many rewards.
Unveiling the Benefits
This card is more than just a payment tool; it’s a gateway to a myriad of advantages:
Rewarding Cash Back: Enjoy up to 8% cash back on petrol, groceries, and eWallet spending for purchases over RM2,000 monthly, and a 0.2% cash back on other eligible spends.
Charitable Contributions: Contribute to society with 1% of your charity spend directed to your chosen cause.
Eco-Friendly Design: This card is made from 100% recycled plastic, reflecting your eco-conscious values.
Financial Flexibility: Benefit from features like Cash Instalment Plan, Balance Transfer Instalment Plan, and Cash Advance.
Premier Customer Privileges: As an HSBC Amanah Premier customer, enjoy 1% cash back on international expenditures.
Eligibility and Application for HSBC Amanah MPower Platinum Credit Card-i
You must meet a few essential criteria to be eligible for the HSBC Amanah MPower Platinum Credit Card-i. This ensures that the card is a good fit for you and aligns with your financial profile.
Nationality and Residency: It would help if you were a Malaysian or permanent resident. This card is tailored to suit all of the financial needs of those who live in Malaysia’s vibrant nation.
Age Requirement: Applicants must be at least 21 years old. This age requirement ensures that cardholders have the maturity and financial responsibility to manage a credit card effectively.
Income Threshold: A minimum annual income of RM36,000 is required. This threshold is in place to ensure that potential cardholders have a steady income, which indicates the ability to handle credit card payments responsibly.
Credit History: Having a good credit history is crucial. This means you should have a record of timely bill payments and responsible credit management. A solid credit history reassures the bank that you are a trustworthy and reliable borrower.
About HSBC Bank Malaysia
HSBC Bank Malaysia, a part of the global HSBC group, has been a significant player in Malaysia since 1994, offering a wide range of financial services through its extensive network.
Who Should Consider This Card?
This card is perfect for individuals who:
- Prefer Shariah-compliant financial products.
- Aim to earn substantial Cashback on everyday expenses.
- Engage in charitable activities.
- Value environmental sustainability.
- Seek benefits for international spending.
Step-by-Step Application Guide for HSBC Amanah MPower Platinum Credit Card-i
Applying for the HSBC Amanah MPower Platinum Credit Card-i is a straightforward process designed for ease and convenience. Here’s a detailed guide to help you navigate each step:
Begin with a Visit or a Call:
Website Visit: Start by going to HSBC’s official website. This site is a treasure trove of information where you can learn more about the card and its numerous benefits. Look for the credit card section and select the HSBC Amanah MPower Platinum Credit Card. i.
Customer Service Call: If you prefer speaking to someone, HSBC’s friendly customer service is just a phone call away. They can guide you through the application process and answer any queries.
Filling Out the Application:
Personal and Financial Details: Name, address, phone number, and employment data are some of the fields that must be filled out. Along with it, be ready to disclose your income facts. If you do this, the bank will have a better understanding of your financial status and be able to offer you a card.
Online Form: If you prefer to submit your application online, the website will walk you through the digital form. It guarantees a hassle-free experience with its user-friendly and basic design.
Gathering and Submitting Documents:
Identification Documents: You must submit a copy of your MyKad (for Malaysian citizens) or passport (for non-citizens or permanent residents). These documents are crucial for verifying your identity.
Proof of Income: This could be your latest salary slips, bank statements, or any official document that proves your income. This step is crucial because it helps HSBC assess your financial stability and creditworthiness.
Awaiting Approval:
Processing Time: Once you’ve submitted your application and documents, the bank will start processing your request. This might take a few days as they carefully check your details and documents.
Notification of Decision: HSBC will promptly notify you upon processing your application. This can be done via email, SMS, or phone call. If you are accepted, they will also walk you through the remaining procedures, which include obtaining your card and activating it.
What Happens Next:
Receiving Your Card: If your application is successful, your new HSBC Amanah MPower Platinum Credit Card-i will be sent to your address.
Activation: You’ll need to activate your card before using it. This can be done online or by calling customer service. They’ll guide you through setting a PIN and getting your card ready for use.
By following these simple steps, you’ll be well on your way to enjoying the benefits of the HSBC Amanah MPower Platinum Credit Card. i. Remember, this card isn’t just a tool for financial transactions; it’s a partner in your journey toward a more empowered and rewarding economic life.
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Analyzing the Positives and Negatives
Positives:
- Attractive cashback offers.
- Shariah-compliant.
- Eco-friendly card design.
- Access to exclusive discounts and promotions.
Negatives:
- Annual fee of, RM198.
- Interest on outstanding balances.
- Age and income restrictions.
Customer Support Options
For assistance with your HSBC Amanah MPower Platinum Credit Card-i, HSBC offers several convenient customer support channels:
24-Hour Contact Center: Contact HSBC’s customer service team anytime at 1300 88 8990 for help.
Online Banking: Log in to your HSBC online banking account for card management, transaction checks, and support.
Mobile Banking App: Use the HSBC Malaysia Mobile Banking app, available for both iOS and Android, for on-the-go card management.
Branch Visits: For in-person support, visit any HSBC Bank Malaysia branch.