How to apply to CIMB Visa Infinite Credit Card

The CIMB Visa Infinite Credit Card is not just a financial tool; it’s a passport to a world of luxury, offering a rich tapestry of benefits that cater to the sophisticated lifestyle of its holders. With this card, every transaction is an opportunity to experience the extraordinary.
The CIMB Visa Infinite Credit Card stands out in the realm of premium credit cards. Designed for the discerning individual, it offers an exclusive blend of privileges, exceptional travel benefits, and personalized service, ensuring that your every need is met with unparalleled elegance and efficiency.
Benefits: A Symphony of Rewards
Rewarding Every Swipe: Earn 1X Bonus Points on local spending and 2X overseas. Elevate this with 7X Points for local dining and 6X for overseas spending, conditional upon meeting AUM requirements.
Cashback Delights: Relish in unlimited 2% cashback on Travel, Overseas Spend, and Online Spend in Foreign Currencies, turning every transaction into a rewarding experience.
Culinary Experiences: Enjoy 1-for-1 offers on specially curated menus at select restaurants, including MICHELIN-starred establishments in Malaysia.
Travel in Style: Gain complimentary lounge access at over 1,300 airports globally and unlimited 2% cashback on travel-related expenses.
Concierge Services: Benefit from around-the-clock Visa Concierge services, ready to assist with travel plans and reservations.
Prerequisites: Applying for the Card
Applicants for the CIMB Visa Infinite Credit Card must satisfy particular age, income, and credit score prerequisites. ID, proof of income, and bank statements are required documentation that must be prepared in advance to ensure a seamless application process.
About CIMB: A Legacy of Financial Excellence
Established in 1967, CIMB has grown into a leading banking institution in Southeast Asia. Thanks to its innovative and customer-centric strategy, CIMB provides a complete variety of financial products and services. It has a significant presence in 10 ASEAN nations.
Who is this Card for?
The CIMB Visa Infinite Credit Card is tailor-made for those who aspire to a luxurious lifestyle. It’s perfect for globetrotters, gourmet enthusiasts, and anyone who values exclusivity and convenience in their financial transactions.
This card is a premium credit solution that offers a luxurious blend of rewards and privileges. Tailored for discerning individuals, it is a gateway to a world of elegance and adventure, making it perfect for those who value luxury and the thrill of discovery. This card boasts a robust rewards program, including 1X Bonus Points on local expenditures and 2X overseas spending. These benefits are further enhanced for dining experiences in Malaysia. Additionally, travel enthusiasts can relish in unlimited 2% cashback on travel and foreign currency spends, along with complimentary access to over 1,300 airport lounges globally. The card also provides exclusive 1-for-1 dining deals at select restaurants, including MICHELIN-starred establishments in Malaysia.
Its concierge services ensure round-the-clock assistance, making every journey memorable and hassle-free. For those interested in applying, the card requires meeting specific eligibility criteria. The application process is designed to be user-friendly, with options to use both online and in-person. While the card offers extensive rewards and global convenience, it comes with a high annual fee and specific eligibility requirements that potential cardholders should carefully consider. This product transcends being merely a financial tool and an enhancer of lifestyle experiences. It is ideally suited for globetrotters and gourmet lovers who seek to enrich their experiences with every transaction.
Step-by-Step: Applying for the CIMB Visa Infinite Credit Card
Applying for the CIMB Visa Infinite Credit Card is a straightforward process designed to be seamless and user-friendly. Here’s a detailed guide to help you through each step:
Eligibility Check: Understanding CIMB’s Criteria
You must ensure that you fulfill CIMB’s eligibility requirements before you start the application procedure. Age, income, and credit score are common examples of such factors. To verify your eligibility for this premium credit card, please visit CIMB’s website and review the precise requirements. Do not be let down by any subsequent disappointments; this first step is crucial.
Document Preparation: Compiling Key Documents
Once your eligibility has been established, the following step is to gather all relevant documentation. For identification, you’ll need a government-issued photo ID or passport, as well as bank statements, pay stubs, or tax documents. Having these documents ready will significantly streamline and speed up the application process.
Application Process: Choosing Your Path
You have two options to apply for the CIMB Visa Infinite Credit Card:
Online Application: Visit CIMB’s official website and navigate the credit card section. Here, you’ll find an online application form. Fill in the required details, upload the necessary documents, and submit your application. This method is convenient and can be done from anywhere at any time.
In-Person Application: If you prefer a more personal touch, visit your nearest CIMB branch. A representative will assist you in filling out the application form. Remember to bring all your prepared documents. This method is ideal for those who seek one-on-one assistance or have additional questions about the card.
Approval: Awaiting CIMB’s Decision
The subsequent course of action following application submission is to await CIMB’s review and approval. Your application will be evaluated by the bank in accordance with their specific criteria, which may encompass credit checks and document verification. This may require several days to several weeks to complete, contingent on a number of variables.
Receiving and Activating Your Card
CIMB will notify you once your application has been approved, and your newly issued CIMB Visa Infinite Credit Card will be dispatched to the address specify in your registration. After receiving the card, activation will be required. Calling the customer service hotline or using the online banking platform of CIMB will accomplish this. Activation is required before you can begin utilizing your card and reaping its numerous benefits.
Enjoying Your New Card
With your card activated, you can now enjoy the world of privileges and rewards with the CIMB Visa Infinite Credit Card. Whether earning bonus points on every spend, enjoying exclusive travel benefits, or relishing gourmet experiences, your new card opens up a world of luxury and convenience.
Applying for the CIMB Visa Infinite Credit Card is an exciting step towards accessing exclusive benefits and experiences. By following these simple steps, you can embark on a journey of luxury and unparalleled rewards tailored to elevate your lifestyle.
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Positives and Negatives: A Balanced View
Positives:
- Extensive rewards and cashback
- Exclusive travel and dining benefits
- Personalized concierge service
- Global reach and convenience
Negatives:
- High annual fee (RM888, waived for the first year)
- Eligibility criteria
- Potential for increased interest and fees if not managed properly
- Unlocking the Card: Activation Steps
- Call Activation: Contact CIMB’s hotline for activation.
- Online Activation: Use CIMB’s online banking platform for activation.
Fees and Tariffs: Transparent Cost Structure
- Annual Fee: RM888 (first year waived)
- Foreign Currency Transaction Fee: 3.00%
- Late Payment Fee: RM100
- Cash Advance Fee: 5.00% (min RM50)
- Replacement Card Fee: RM10 (first), RM50 (subsequent)
- Statement Fee: RM5/month
- Interest Rates: 18.00% APR, 27.8% EIR for cash advances
Customer Service: Comprehensive Support
For any assistance or queries regarding the CIMB Visa Infinite Credit Card, customers can reach out through:
- Hotline: 1-300-80-3988
- Online Banking: CIMB Online Banking
- Email: CIMB Customer Service
Embark on a journey of luxury and convenience with the CIMB Visa Infinite Credit Card, where every transaction is an opportunity to experience the extraordinary.