How to Apply to Bank Islam Visa Infinite Credit Card

Enjoy premium rewards and services with Malaysia’s leading Islamic credit card.
The Bank Islam Visa Infinite credit card offers cardholders exclusive privileges and benefits in a Shariah-compliant package. As the premier offering by Bank Islam, Malaysia’s first pure Islamic bank, the Infinite card combines luxurious features with ethical Islamic banking values. Customers can experience elite privileges without compromising their principles.
Benefits
The Bank Islam Visa Infinite provides a range of appealing benefits:
- Complimentary airport lounge access: cardholders get 3 complimentary visits per year to lounges in Malaysia and Singapore. This provides a seamless airport experience with comfortable seating, free food and drinks, internet access, and more.
- Tiered rewards: customers earn 1 Trupoint per RM1 spent which can be redeemed for rewards and privileges. Higher spending unlocks better earn rates up to 8X points for maximum rewards.
- Concierge service: get assistance for travel, dining, event bookings, and more through the 24/7 Visa concierge service. Concierges can help book flights, make restaurant reservations, arrange event tickets, and more.
- Low profit rates: enjoy rates as low as 13.5% per annum, with no compounding profit charges. This makes Islamic financing affordable.
- 20 days free credit: cardholders have a 20-day free finance period before profit charges apply on transactions, provided the balance is fully paid.
- Contactless payments: tap and pay for purchases under RM250 simply and securely. This enables fast and convenient payments at merchants.
- Complimentary travel insurance: cardholders enjoy complimentary travel insurance coverage for trips up to 30 days, adding protection.
With premium facilities, low financing rates, and generous rewards, the Bank Islam Visa Infinite offers immense value for cardholders.
Prerequisites
To be eligible for the Bank Islam Visa Infinite card, applicants must:
- Be 21 years old and above
- Have an annual income of at least RM24,000
- Provide supporting documents for income and residency status
About Bank Islam
Bank Islam is a homegrown Islamic bank that pioneered Shariah-based banking in Malaysia. Established in 1983, it was the first bank to offer Islamic financial solutions in the country, transforming banking conventions. Today, Bank Islam has over 140 branches nationwide supported by innovative digital services.
As a values-based bank, Bank Islam emphasizes community development and sustainability alongside profits. Through the Bank Islam Trust Foundation and other initiatives, the bank strives to empower communities in line with Maqasid Shariah principles.
With nearly 40 years of experience providing ethical Islamic banking products, Bank Islam is an ideal partner for the Visa Infinite card. Customers can feel confident enjoying premium rewards knowing their bank shares their values. For privileged banking that doesn’t compromise principles, the Bank Islam Visa Infinite delivers.
Who is this card for?
The Bank Islam Visa Infinite card is designed for professionals, executives, and high-income earners who desire premium Islamic banking services. With benefits tailored for frequent travelers and digital conveniences, it suits those with abundant discretionary expenditure.
Specifically, the card appeals to:
- Frequent flyers who can maximize the airport lounge access and travel insurance benefits
- High spenders who earn tiered reward points and unlock privileges
- Businesses and companies that need comprehensive expense management
- Digital savvy customers who utilize the 24/7 concierge and in-app features
- Shariah-conscious individuals who want ethical banking solutions
Overall, the card is ideal for those seeking exclusive privileges paired with Islamic values. Customers who prioritize luxury experiences, travel perks, and principled banking are perfect candidates.
Step by step to apply for the Bank Islam Visa Infinite
You can apply for the Bank Islam Visa Infinite card through these simple steps:
- Visit the official Bank Islam website and navigate to Credit Cards. You can also access the card page directly through.
- Click the “Apply Now” button on the Infinite card details page. This will redirect you to the application form.
- Fill in the required personal and financial details in the form. Make sure to have your supporting documents ready.
- Read and agree to the terms and conditions of the card. Then click submit.
- The bank will notify you of your application status within 10 working days.
Positives and negatives of the Bank Islam Visa Infinite
Positives:
- Excellent rewards rate and travel benefits
- Access to airport lounges
- Low profit rates for an Islamic card
- Wide merchant acceptance with Visa network
Negatives:
- High minimum income requirement
- Annual fees apply unless minimum spend met
- Limit of 3 free lounge visits per year
- Does not offer bespoke banking services
While the card has great perks, it is best suited for big spenders who can reap the full rewards. Customers should consider the annual fees unless they frequently use the card. But overall, the Bank Islam Visa Infinite provides solid value, especially for jet-setting professionals and Shariah-conscious earners.
How to unlock the Bank Islam Visa Infinite card
Follow these steps to activate your new Bank Islam Visa Infinite card:
- Call the Activation Hotline at +603 26 900 900 after receiving your card.
- Provide the Activation Hotline officer your full name, IC number, and 16-digit card number.
- Set your personalized 6-digit TAC PIN during the call. This will be your card’s security PIN.
- The officer will guide you through the activation and first-time PIN setup process.
- After activation is complete, you can start using the card for payments and transactions.
- For security, change your PIN periodically through Bank Islam’s mobile app or website.
You can also unlock directly through the Bank Islam mobile app available on the App Store and Google Play.
Fees and Tariffs
The Bank Islam Visa Infinite has the following key fees:
- Annual Fee: RM800
- Annual Fee waiver with min 12 retail transactions per year
- Finance Rate: 13.5% to 17.5% p.a.
- Late Payment Penalty: 1% of total outstanding balance or minimum RM10
- Cash Withdrawal Fee: RM50 (overseas) RM15 (domestic)
- Additional Card Fee: RM50 per card
There are no other transaction fees like cash payment fees. The card has a 20-day interest free period on new transactions if balance is fully paid.
Customer Service
You can reach Bank Islam Visa customer service through:
- 24/7 Contact Centre at +603-26 900 900
- Email: [email protected]
- Website live chat
- Visit any Bank Islam branch nationwide
- WhatsApp chat at +6019-26 900 00
The Bank Islam mobile app on iOS and Android also offers self-service options and support resources. Customers can manage their card conveniently through Bank Islam’s digital channels.
Discover other credit card options in our website, like the Islam World Mastercard Credit Card!